DPGLine® Personal Line of Credit (STEP)

Right for you if:

  •  You have a DPG Total Equity® Plan

  • You want access to money whenever and wherever you need it

    • Overview

  • Borrow up to 65% of the value of your home to finance goals you have like home renovations, a vacation or a car purchase, all with a one-time STEP application†

  • A flexible personal line of credit:

    • With limits up to $1,500,000; or
    • With the convenience of a VISA* access card for limits up to $500,000

  • Very competitive secured rates1

  • Flexible repayment terms – Minimum payments could be as low as interest only2

  • No penalty to pay off your entire balance

    • Plus

    • Regular cheques are free. Personalized cheques are available for purchase. ³
    • Itemized statements.
    • DPG Line of Credit Protection can mean providing the financial support that you and your family may need during a difficult time.

    Details & Fees

  • Minimum Credit Limit: $10,000

    For current rates and information on fees and interest, call +18254600529.

    • For DPGLine® Personal Line of Credit customers with VISA* access cards:

  • No cash advance fee when using your VISA* access card at any DP Financial ABM

    • DPGLine® Personal Line of Credit Fees:

    Transaction Fees
    Dishonoured payment fee
    		 $48.00
    Non-sufficient funds fee
    		 $48.00
    Replacement sales draft, cash advance draft or monthly statement fee
    		 $5.00
    Overlimit fee
    		 $29.00
    Inactive fee
    		 $0.00
    Foreign currency conversion
    		 2.5%
    Balance transfer fee
    		 1% of the balance transfer amount
    Cash advance counter fee (any financial institution)
    		 $3.50
    Cash advance counter fee
    		 $7.50
    ABM Fees
    Cash advance ABM fee (any DP Financial ABM)
    		 $0.00
    Cash advance ABM fee (non-DP Financial ABMs)
    		 $3.50
    Cash advance ABM fee (ABMs)
    		 $7.50

    Cheques & Cash Advances

    Use DPGLine® Cheques to:

    • Transfer balances from gas and retail cards that charge higher interest rates.
    • Pay for a large purchase, insurance premiums, medical bills, or utility bills.

    Obtain cash advances at:

    • Over 1 million ABMs around the world displaying the VISA/PLUS symbols.
    • Over 55,000 ABMs displaying the INTERAC symbol, including DP Financial ABMs.
    • Or, access your account with your DPGCard when you link the two together.

    NOTE:

    See DPGLine® Personal Line of Credit for line of credit not under DPG Total Equity® Plan

    By phone

    Takes just a few minutes
    Mon-Fri (9am-8pm)

    +18254600529
    In person

    Make an appointment
    at your local branch

    Find a local branch
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